The first thing you need to do is find out what is being reported about you. This is easy and inexpensive. For under $10, you can get your credit report from one of the three main credit reporting companies: Equifax, Experian, or TransUnion. Keep in mind however, that if you have recently been denied credit, [...]
It is very common when consumers find themselves in a bad credit situation, drowning in debt and seeking any form or relief, that they will first set a goal to pay off their debt and get back on track. Then, month after month, they find themselves paying credit card interest, late fees, loan penalties and [...]